body,
	html {
		margin:0;
		padding:0;
	}

	body {
		background-color: #7a95a8;
		background-image: url(/images/graphics/pbg.jpg);
		background-attachment: fixed;
		color: #18364b; 
		font-family: Verdana, Arial, Helvetica, sans-serif; 
		font-size: 14px; 
		text-align: justify;
	}
	a:link, a:visited, a:active {
		text-decoration: underline;
		color: #285879;
	}

	a:hover {
		text-decoration: none;
	}

	h1 {
		font-size: 26px; 
		margin: 0px 0px 10px 0px; 
		padding: 0; 
	}

	h2 {
		font-size: 24px; 
		margin: 0px 0px 10px 0px; 
		padding: 0; 
	}

	h3 {
		font-size: 18px; 
		margin: 0px 0px 10px 0px; 
		padding: 0; 
	}

	h4 {
		font-size: 14px; 
		margin: 0px 0px 10px 0px; 
		padding: 0; 
	}

	h5, h6, p {
		margin: 0px 0px 10px 0px; 
		padding: 0; 
	}

	img {
		border: 0; 
	}

	form {
		margin: 0px; 
		display: inline; 
	}

	input, select, option, textarea {
		font-family: Verdana, Arial, Helvetica, sans-serif; 
		font-size: 12px; 
		text-align: left;
	}

	#wrap {
		margin: 0 auto;
		padding: 0;
		width: 960px;
		border-right: 1px solid #7a95a8;
		border-left: 1px solid #7a95a8;
		background-color: #d6dde3; 
		background-attachment: scroll; 
		background-image: url(/images/graphics/bg.jpg); 
		background-repeat: no-repeat; 
		background-position: center 185px;
	}

	.th {
		margin: 12px;
		padding: 3px;
		border: 1px solid #285879;
		width: 150px;
		height: 113px;
		background-color: #7a95a8;
	}

	#footer {
		margin: 0;
		padding: 25px 5px 5px 5px;
		background-image: url(/images/graphics/foot.jpg); 
		background-repeat: repeat-x; 
		width: 960px; 
		height: 58px;
		font-size: 12px; 
		text-align: center;
	}